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It Might Be a Bad Year

It Might Be a Bad Year

2024 might be a bad year. We might get a recession. We might get a bear market. We might get a housing collapse. We might get a war. We might get political turmoil. Actually, that is definitely going to happen.

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New Year’s Resolutions, Etc.

New Year’s Resolutions, Etc.

Some people get themselves in a big financial jam, like with six figures in credit card or other debt. Then they feel stuck—it will take a decade to pay this off. It is pretty close to checkmate.

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Buying a House in Today’s Interest Rate Environment

Buying a House in Today’s Interest Rate Environment

Even if you’re not up to your eyeballs in the financial world, you have probably heard that interest rates have come down a bit. Ten-year interest rates have dipped about 1%. Thirty-year fixed-rate mortgages are benchmarked off 10-year interest rates, so mortgage rates have come down about 1%.

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This Deli Tray Is Unacceptable

This Deli Tray Is Unacceptable

Say you are having some people over to your house to watch a football game, so you go to the grocery store to get a deli tray. Nothing fancy—one of those cheap round circular plastic containers with sliced-up ham, turkey, and cheese.

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The House, the Car, and How Much to Save for Retirement

The House, the Car, and How Much to Save for Retirement

I follow a personal finance guy on Twitter, and I actually did an interview with him years ago. He’s a terrific guy, and he came up with some basic financial rules.

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